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Once we receive your details a member of our team will talk you through the process and suggest the most suitable car finance options based on your circumstances. Once a decision is reached, your application will be submitted to a suitable finance company. Once approved you will be asked to choose a car from our group stock

Application Criteria

  • Aged 18 or over
  • Hold a  full UK/EU driving licence
  • UK resident (3 years minimum)
  • Fulltime, part-time, self-employed
  • 100% benefits accepted (DLA/PIP)
  • Discharged bankrupt

Car Finance Calculator

Vehicle price (£)
Interest rate (%)
Period (month)
Down Payment (£)
Calculate
Monthly Payment
Total Interest Payment
Total Amount to Pay

The car finance calculator has been designed to give a representative example of what you can expect when applying for finance. This guide gives an indication of the APR, monthly repayments and total repayments that you may be expected to pay. It includes the ability to adjust the amounts based on your perceived credit history. Please be aware that finance companies base their decisions on an array of differing factors. This calculator is not an offer of finance, an exact payment or APR, or a guarantee that your application will be accepted. Please use the calculator to help you gain some insight into potential payments, terms and APR and use this calculator as a guide. Credit is subject to status and is not guaranteed. If you require any support then please call our friendly staff who are waiting to assist you in obtaining the best deal to suit your circumstances.

*This car finance calculator is for illustration purposes only. The interest rate that you receive from your motor finance provider, or the fees they may charge, can vary significantly depending on your personal circumstances. If you have poor or bad credit you are deemed to be a higher risk to the lender, hence the reason for higher monthly payments. Socialmotors is an online car supermarket and finance broker that arranges finance with lenders on our client’s behalf. Socialmotors does not provide loans and cannot directly calculate the exact cost of your loan. This tool is only a rough indicator to help users check potential affordability. Credit is subject to the discretion of the lender, is subject to status and is not guaranteed.