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Bad Credit Car Finance in Kirkcaldy

Bad credit car finance in Kirkcaldy

 

Helping people in Kirkcaldy buy a car with bad credit and no deposit.

Socialmotors specialise in brokering car finance in Kirkcaldy, helping people who have a good, poor or a bad credit score. Even if you have no credit score at all, we could still help!
When you buy a car on finance at Socialmotors we provide you with a comprehensive warranty, 12 months MOT and free delivery right to your doorstep. Giving you the ability to buy your new car from the comfort of your own home, obviously with no deposit to pay!
Just because you may have ran into problems with your credit in the past, does not mean you should not be able to get a car to improve your lifestyle.
Socialmotors is an online car finance broker and a car supermarket, with thousands of vehicles to choose from. So buying a car that is affordable and able to suit your needs is not going to be a problem.
For more information on car finance in Kirkcaldy call 01592 724455

Representative example. Bad Credit

Borrowing 7500 over 5 years with a representative APR of 33.9%, an annual interest rate of 33.9% and a deposit of £0.00, the amount payable would be: £277.50 a month, with a total cost of credit of £5,920.00 and a total amount payable of £13,320.00

Please note: The cost of credit overall may be higher for this type of facility.

How we work

3 Simple steps to getting bad credit car finance in Kirkcaldy

Make an application online

Apply now or call us, one of our experienced advisors will take some basic details for our lenders to review. If approved you will be offered a credit limit for your new car.

Choose your car

Once you have your credit limit, one of our advisors will assist you in choosing your new car from our showroom – we have over 1000 vehicles available in group stock, at this stage you will be able to discuss your needs and establish the car you want.

Free delivery

We will now prepare your new car for delivery and get it to you usually within 48 hours, giving you a free 12 month comprehensive warranty & 12 months MOT. Once your car arrives, if your happy you sign your finance documents.

Application Criteria.

What you need to be eligible for car finance.

To be able to apply for used car finance in Kirkcaldy with Socialmotors all you need is to…

  • Be aged 18 or over
  • Hold a  full UK/EU driving licence
  • Be UK resident (3 years +)
  • Have a Full-time, part-time job, be self-employed
  • 100% benefits accepted (DLA/PIP)
  • Not bankrupt

Please note: if your income is 100% benefits you must be in receipt of a high rate benefit like DLA or PIP.

Bad credit car finance in Kirkcaldy

Bad credit car finance in Kirkcaldy - Social Motors Kirkcaldy office

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Help Centre

 Frequently Asked Questions

I’ve already been declined, can you help?

If you have a low, poor, bad credit, no credit score whatsoever or been refused for a car loan from other finance companies.. read more 

Can i trade in my old car?

Having a part exchange when buying a vehicle with Socialmotors is not a problem, as we will accept your old motor as a deposit.. read more

How to finance a car?

At Socialmotors, you can choose your new or used car finance – from over 40 thousand available in group stock.. read more

Can you help people with average credit?

Do you have a fair credit rating? If yes, there is a very good chance you will be able to be approved.. read more