Financing a car

Financing a car with Socialmotors



Financing a car with Socialmotors


At Socialmotors, you can choose your new used car from over thousands available in group stock.

All finance companies have different stipulations when it comes to the vehicles they are willing to provide loans for. If you are approved, the lender will inform you of your credit limit (amount you are allowed to borrow) You will also be notified of the criteria the lender has set for your car, such as the maximum mileage and age.

Once you have your credit limit, you can now speak with your personal advisor about the vehicle you would like to finance. They will help you choose the best car to suit your lifestyle and budget.

Don’t worry if you cannot find the right car on our site as we also buy to order, giving you the ability choose whatever you want whether it is a car, van, motorbike, motorhome, caravan or even a horse box!

Our large panel of lenders have finance packages that cater for all credit types, from excellent credit to poor credit all are considered. With the lowest rates available for your personal circumstances and no deposit required.


Types of vehicle finance available:

Application process

Make an application online

Apply now or call us, one of our experienced advisors will take some basic details for our lenders to review. If approved you will be offered a credit limit for your new car.

Choose your car

Once you have your credit limit, one of our advisors will assist you in choosing your new car from our showroom – we have over 1000 vehicles available in group stock, at this stage you will be able to discuss your needs and establish the car you want.

Documents and Delivery

We will now prepare your new car for delivery and get it to you usually within 48 hours, giving you a free 12 month comprehensive warranty & 12 months MOT. Once your car arrives, if your happy you sign your finance documents.

Application Criteria

Do you meet the hire purchase car finance application criteria?

To be eligable for car finance all you need is to…

  • Be aged 18 or over
  • Hold a full UK/EU driving licence
  • Be UK resident for 3 years
  • Have a Full time, part time job, be self-employed
  • Not bankrupt

Please note: if your income is 100% benefits you must be in receipt of a high rate benefit like DLA or PIP to apply for bad credit car finance.

What our customers think…

Scott Royle
Scott Royle
20:54 22 Feb 19
Really happy with my car and great service car delivered by a really nice bloke and everything felt very personal
Gayle Eaton
Gayle Eaton
12:33 01 Aug 17
Very good service very happy
kim summers
kim summers
13:30 13 Jun 19
Received my new car yesterday..... delivered all the way to Hull..... the gentleman who delivered it was very polite.....A big shout to David for all the hard work and patience finding me a nice car...... I am absolutely thrilled with it........ I would thoroughly recommend this company to anyone, David was very friendly and was helpful through the whole process from beginning to end and would hesitate to recommend this company to my family and friends, thank you 😊
Mark Dean
Mark Dean
20:20 03 Mar 21
I had bad credit through a divorce this company took the challenge and came up with the car I wanted at the price that was well in My budget.The agent Dave was more of a mate then advisor was gen down to earth and honest and did his best not just 9~5 good service would use again and reccomend to excellent
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