Good credit car finance


No deposit

Rates from as low as 5.9% APR

We are a broker not a lender - Representative APR 5.9%

Good Credit Car Finance


At Socialmotors we have many lenders on our panel who provide good credit car finance for people with good credit profiles. We have access to extremely competitive car loan rates, all our vehicles come with 12 months Mot and 12 months comprehensive warranty and of course with no deposit to pay.

We understand it can be hard to find the time to shop around your local dealers especially with work and family commitments to think about, which is why we assign you with your very own personal account manger.

Your account manager’s job is to help you make the right choice for your future and give you advice and support throughout your whole car buying experience.

Our service gives you the ability to choose your new or used car from the comfort of your own home in your own time. When you have chosen, we will then deliver your new car for you to sign for usually within 48 hours.

Why not use this car finance calculator to get an idea of your monthly repayments for any loan based on the car price, interest rate, length of term and whether you have a deposit.

Applying For Good Credit Car Finance

Make an application online

Apply now or call us, one of our experienced advisors will take some basic details for our lenders to review. If approved you will be offered a credit limit for your new car.

Choose your car

Once you have your credit limit, one of our advisors will assist you in choosing your new car from our showroom – we have over 1000 vehicles available in group stock, at this stage you will be able to discuss your needs and establish the car you want.

Documents and Delivery

We will now prepare your new car for delivery and get it to you usually within 48 hours, giving you a free 12 month comprehensive warranty & 12 months MOT. Once your car arrives, if your happy you sign your finance documents.

Application Criteria

Do you meet the good credit application criteria?

To be eligable for car finance all you need is to…

  • Be aged 18 or over
  • Hold a full UK/EU driving licence
  • Be UK resident for 3 years
  • Have a Full time, part time job, be self-employed
  • Not bankrupt

Please note: 100% benefits wellcome