Socialmotors > Car Finance Help Centre

Help Centre

Welcome to Socialmotors Help Centre. Here you have all the information and advice you need when buying a vehicle for cash or finance. The information below will give you a better understanding about how car finance works, and the knowledge to help you obtain the best finance deal available for you.

Car finance eligibilty
Financing a vehicle
Your credit
Available finance options
Upgrading finance
Application criteria

Car finance eligibility

> How it works

> Age requirements

> Deposits

> Documents

> Employment

> Income

> Licence

Financing a vehicle

> Car finance

> Van finance

> Taxi finance

> Motorbike finance

> Motorhome/Caravan finance

Your credit

> Refused (Bad credit)

> Credit score

> Bankrupt

> IVA’s, CCJ’s and Defaults

> Debt management

> Average credit

> Good credit

Available finance options

> Guarantor loans

> HP (Hire purchase)

> PCP (Personal contract purhcase)

> Personal Loans

> Loan amounts

Upgrading finance

> End a current agreement

> Part exchange

> Have existing finance?

> Voluntary termination

> Settlement Figure

Application Criteria

Do you meet the hire purchase car finance application criteria?

To be eligable for car finance all you need is to…

Be aged 18 or over
Hold a full UK/EU driving licence
Be UK resident for 3 years
Have a Full time, part time job, be self-employed
Not bankrupt

Please note: if your income is 100% benefits you must be in receipt of a high rate benefit like DLA or PIP to apply for bad credit car finance.

Make an application

Visit our showroom

Car finance explained

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Car finance options

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Bad credit car finance

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