Help Centre – Cars
At Socialmotors, you can choose your new used car from over 40 thousand available in group stock.
All finance companies have different stipulations when it comes to the vehicles they are willing to provide loans for. If you are approved, the lender will inform you of your credit limit (amount you are allowed to borrow) You will also be notified of the criteria the lender has set for your car, such as the maximum mileage and age.
Once you have your credit limit, you can now speak with your personal advisor about the vehicle you would like to finance. They will help you choose the best car to suit your lifestyle and budget.
Don’t worry if you cannot find the right car on our site as we also buy to order, giving you the ablity choose whatever you want whether it is a car, van, motorbike, motorhome, caravan or even a horsebox!
Our large panel of lenders have finance packages that cater for all credit types, from excellent credit to poor credit all are considered. With the lowest rates available for your personal circumstances and no deposit guaranteed.
Apply now or call us, one of our experienced advisors will take some basic details for our lenders to review. If approved you will be offered a credit limit for your new car.
Once you have your credit limit, one of our advisors will assist you in choosing your new car from our showroom – we have over 1000 vehicles available in group stock, at this stage you will be able to discuss your needs and establish the car you want.
We will now prepare your new car for delivery and get it to you usually within 48 hours, giving you a free 12 month comprehensive warranty & 12 months MOT. Once your car arrives, if your happy you sign your finance documents.
To be eligable for car finance all you need is to…
Please note: if your income is 100% benefits you must be in receipt of a high rate benefit like DLA or PIP to apply for bad credit car finance.