Personal Car Loans

Personal car loans from Socialmotors

Personal car finance loans

Personal loans was once only available from a building society or a bank, in today’s world many organisations are able to arrange loans for personal use – Socialmotors is one of them.

 

Due to the large panel of lenders we have, we can arrange personal loans for customers at the most competitive rates available. Giving you the ability to buy any car you desire, without the risk of being repossessed if you do not keep up with your repayments.

 

If you have ran into financial difficulties in the past, to the point you have not paid your creditors. You have been declared bankrupt or entered into an IVA (Individual voluntary agreement) or have CCJ’s against you name. You’re more than likely going to have a poor or bad credit score, if this is the case we still have an unsecured loan option available in the form of a guarantor loan.

 

Personal car loans finance criteria

If you are looking to finance a vehicle, Socialmotors has you covered. We have hire purchase finance options available on cars, vans, motorbikes, caravans and motorhomes. Our lenders consider all applicants and base their decision on many factors such as; your income and affordability, your credit status and personal circumstances.

 

If your credit score is good and you decide to purchase a personal loan agreement, you are able to choose any vehicle you like; private or trade.

 

Other types of finance available:

Application process

Make an application online

Apply now or call us, one of our experienced advisors will take some basic details for our lenders to review. If approved you will be offered a credit limit for your new car.

Choose your car

Once you have your credit limit, one of our advisors will assist you in choosing your new car from our showroom – we have over 1000 vehicles available in group stock, at this stage you will be able to discuss your needs and establish the car you want.

Documents and Delivery

We will now prepare your new car for delivery and get it to you usually within 48 hours, giving you a free 12 month comprehensive warranty & 12 months MOT. Once your car arrives, if your happy you sign your finance documents.

Application Criteria

Do you meet the hire purchase car finance application criteria?

To be eligable for car finance all you need is to…

  • Be aged 18 or over
  • Hold a full UK/EU driving licence
  • Be UK resident for 3 years
  • Have a Full time, part time job, be self-employed
  • Not bankrupt

Please note: if your income is 100% benefits you must be in receipt of a high rate benefit like DLA or PIP to apply for bad credit car finance.

What our customers think…

Scott Royle
Scott Royle
20:54 22 Feb 19
Really happy with my car and great service car delivered by a really nice bloke and everything felt very personal
Gayle Eaton
Gayle Eaton
12:33 01 Aug 17
Very good service very happy
kim summers
kim summers
13:30 13 Jun 19
Received my new car yesterday..... delivered all the way to Hull..... the gentleman who delivered it was very polite.....A big shout to David for all the hard work and patience finding me a nice car...... I am absolutely thrilled with it........ I would thoroughly recommend this company to anyone, David was very friendly and was helpful through the whole process from beginning to end and would hesitate to recommend this company to my family and friends, thank you 😊
See All Reviews Write a review