• Mon - Sat 9.00 - 18.00
  • Unit 1A Crystal Trading Estate, Old Racecourse Road, L318AW.
  • 01513639595

How much can i borrow?

Car finance loan amounts

Car finance loan amounts

Looking to buy a vehicle on finance? Whether it be for a car, van, motorbike or motorhome. The first thing on your mind is probably going to be “how much will i be able to borrow”
The are many factors that decide the amount you can borrow, lenders will take into account:

  • Your income
  • Your affordability
  • Your credit score
  • Your financial past
  • Any deposit you have available (Not required)

Upon application, we ask you provide us with your desired amount you would like to borrow. You will then assess whether you are able to afford the amount requested and do our best to obtain the loan amount you want.
We have a large panel of lenders that consider all credit profiles good or bad. Every customer receives the lowest interest rate available for their circumstances.
Once approved we have over 3000 cars to choose from all with 12 months MOT and a comprehensive and not forgetting free delivery all over the UK.

Types of finance available:

Application process

Make an application online

Apply now or call us, one of our experienced advisors will take some basic details for our lenders to review. If approved you will be offered a credit limit for your new car.

Choose your car

Once you have your credit limit, one of our advisors will assist you in choosing your new car from our showroom – we have over 1000 vehicles available in group stock, at this stage you will be able to discuss your needs and establish the car you want.

Documents and Delivery

We will now prepare your new car for delivery and get it to you usually within 48 hours, giving you a free 12 month comprehensive warranty & 12 months MOT. Once your car arrives, if your happy you sign your finance documents.

Application Criteria

Do you meet the hire purchase car finance application criteria?

To be eligable for car finance all you need is to…

  • Be aged 18 or over
  • Hold a full UK/EU driving licence
  • Be UK resident for 3 years
  • Have a Full time, part time job, be self-employed
  • Not bankrupt

Please note: if your income is 100% benefits you must be in receipt of a high rate benefit like DLA or PIP to apply for bad credit car finance.

What our customers think…

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