Driving licence criteria

Driving licence criteria for car finance 

Most car finance lenders do need you to have a full UK or EU driving licence. That being said you can still obtain a finance agreement without having a driver’s licence. At Socialmotors we have options available for people who have provisional driving licences and even no licence at all.

Alot of lenders in the UK look at having a full UK licence as a basic requirement when applying for a car finance agreement. To prove you have a licence you are usually asked to provide evidence of this, your licence will also be used to verify your identity.

If you do not hold a full current driving licence, it is likely to be more important than ever that you have a fair credit record and a reasonable deposit to put down as a down payment.

There is lenders in the UK who may be willing to offer a finance package to people without a licence. When applying for finance on a car without a driving licence you need to be able to provide alternative identification, this needs to be photo ID such as a passport.

Socialmotors have finance options through a large panel of trusted lenders, loans available for cars, vans, motorbikes, motorhomes, caravans  and even horse boxes. 

We pride ourselves on providing the best customer service possible, we do this by assigning you with your own personal account manager. Your account manager is available to answer all your questions whenever you need them.