1.1 Socialmotors is committed to protecting the privacy of visitors to its website and it is registered with the Information Commissioner’s Office registration number: Z1216459
They follow the guide lines under The Data Protection Act 1998.
2. Information We Collect About You
2.1 We only collect information which is absolutely necessary for us to provide our service to you. 2.2 We will not keep your personal data longer than it is necessary to provide this service or as required by law.
2.3 We collect personal data from you via this website and from third party sources, in order to
2.3.1 assess your application for credit. In considering your application, we will disclose this information to carefully selected third party finance lenders, who will carry out the following:
assessment of your repayment performance under any previous credit agreement;
2.3.2 checking of any records held about you in relation to any insurance claims made by you;
2.3.4 undertaking credit services and/or other automated decision making process;
2.3.5 and checking of your information with fraud prevention agencies to prevent fraud, including money laundering, to recover debt and to carry out statistical analysis.
3. Disclosure to Third Parties
3.1 In the service we provide to you, we disclose your information to selected third party finance lending companies. The finance companies may then disclose your personal information, some of which will include sensitive personal data, for example details about your health, alleged offences etc, to other parties, who will provide further information about you, such further parties may also be required to disclose your information to other selected parties in relation to this application and/or as required by law:
3.1.1 one or more credit reference agencies;
3.1.2 corporate groups and/or affiliate companies;
3.1.3 any other creditor in the context of your current application form to assist you in your application;
3.1.4 various selected insurers for Payment Protection Insurance, Gap or VRI Insurance, Mechanical Breakdown Insurance and any other businesses that provide insurance services related to your prospective credit agreement. The selected insurers will vary from time to time at the absolute discretion of the respective finance companies;
3.1.5 any collector or tracing agent, to any company, business or intermediary associated with us to recover debt;
3.1.6 any prospective purchaser of the finance company, including but not limited to sale of their assets in the event of the company going into insolvent liquidation or having a Receiver or Administrator appointed over its assets.
3.2 such disclosures enable us to assess your application.
4. Additional Disclosures
4.1 We may provide aggregated demographic statistics and other related information to third parties but these statistics will not contain any information which could be used to identify any individual customer.
4.2 We reserve the right to access and disclose to third parties any requested information to comply with applicable laws, including but not limited to, disclosure in accordance to the Data Protection Act 1998, the Regulation of Investigatory Powers Act 2000 and lawful authority requests, to safeguard the proper operation of our systems and to protect ourselves, our customers or prospective customers.
5. Protection of Personal Data
We will use all reasonable endeavours, including up to date industry procedures, to protect your private use of the website and to secure such use from unauthorised access, use, disclosure or loss of your personal data.
Children are not permitted to use this website. All users must be aged 18 or over.
7. Direct Marketing
7.1 We may contact you by post, telephone and/or email (or such other channel we may use from time to time) about services and/or products offered by us, or other group companies which we consider to be of interest to you.
7.2 We may provide your information to selected third parties who may contact you by post, telephone and/or email (or such other channel they may adopt from time to time) with information which may be of interest to you.
7.3 You have the right to stop us at anytime from contacting you or giving your details to others for marketing purposes. If you wish us to stop, please write to Socialmotors, Unit 1a Old Racecourse Road, Crystal Trading Estate, Liverpool, L31 8AW.
8. Data Protection Warning
IMPORTANT – USE OF YOUR INFORMATION
In considering your application we will submit your personal information to selected finance companies with which we conduct business, which will search your record at credit reference agencies. They will add to your record details of our search and your application and this will be seen by other organisations that make searches. It is important that you give us accurate information. The companies will check your details with fraud prevention agencies, and if you give false or inaccurate information and fraud is suspected, this will be recorded. Your record may be shared with other organisations and used by them to: help make decisions about credit for you and members of your family, trace debtors, recover debt, and prevent money laundering and fraud. All your information is protected by the Data Protection Act.
If you wish to obtain details of the credit reference agencies and fraud prevention agencies from whom information is obtained from and to whom it is disclosed, please write to Socialmotors, Unit 1a Old Racecourse Road, Crystal Trading Estate, Liverpool, L31 8AW. You have a legal right to these details.
If you apply to us in writing, you have a right, on payment of a fee, to receive a copy of the information we hold about you.
If you do not want us to use your data in this way contact our customer services team by using the telephone number :
IP Addresses and Cookies
We may collect information about your computer, including where available your IP address, operating system and browser type, for system administration and to report aggregate information to our advertisers. This is statistical data about our users’ browsing actions and patterns, and does not identify any individual.
For this same reason, we may obtain information about your general internet usage by using a cookie file which is stored on the hard drive of your computer. Cookies contain information that is transferred to your computer’s hard drive. They help us to improve our site and to deliver a better and more personalised service. They enable us:
• To make estimates of our usage patterns and size of audience.
• To recognise you when you return to our site.