Apply now or call us, one of our experienced advisors will take some basic details for our lenders to review. If approved you will be offered a credit limit for your new car.
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We are a broker not a lender - Representative APR 5.9%
Applying for car finance with Socialmotors
Make an application online
Choose your car
Once you have your credit limit, one of our advisors will assist you in choosing your new car from our showroom – we have over 1000 vehicles available in group stock, at this stage you will be able to discuss your needs and establish the car you want.
Documents and Delivery
We will now prepare your new car for delivery and get it to you usually within 48 hours, giving you a free 12 month comprehensive warranty & 12 months MOT. Once your car arrives, if your happy you sign your finance documents.
Recently added stock
Application Criteria
Do you meet the good credit application criteria?
To be eligable for car finance all you need is to…
- Be aged 18 or over
- Hold a full UK/EU driving licence
- Be UK resident for 3 years
- Have a Full time, part time job, be self-employed
- Not bankrupt
Please note: 100% benefits welcome
I’ve already been declined, can you help?
If you have a low, poor, bad credit, no credit score whatsoever or been refused for a car loan from other finance companies.. read more
Can i trade in my old car?
Having a part exchange when buying a vehicle with Socialmotors is not a problem, as we will accept your old motor as a deposit.. read more
How to finance a car?
At Socialmotors, you can choose your new or used car finance – from over 40 thousand available in group stock.. read more
Can you help people with average credit?
Do you have a fair credit rating? If yes, there is a very good chance you will be able to be approved.. read more
