• Mon - Sat 9.00 - 18.00
  • Unit 1A Crystal Trading Estate, Old Racecourse Road, L318AW.
  • 01513639595

Used Car Finance in Northampton

Car Finance in Northampton


Helping people obtain used car finance in Northampton

At Social Motors we specialise in used car finance in Northampton, helping people who have a poor or bad credit score. Even if you have no credit score at all we can still help!

We do not judge you on your past, we only care about your future. Just because you may have ran into problems with you credit doesn’t mean you shouldn’t be able to get a car to improve your  lifestyle.

As long as you can prove your income and afford the repayments we can provide you with a used car finance deal in Northampton.

We are an online car supermarket with 240 branches nationwide and thousands of vehicles to choose from. So buying a car with bad credit, that is affordable and able to suit your needs is not going to be a problem.

How we work

4 Simple steps to getting used car finance in Northampton

Make an application online

Apply now or call us and one of our experienced advisors will take some basic details so we can get a credit limit put in place.

Choose your car

Choose your new car – we have thousands of vehicles available.

Sign your finance documents

Sign your finance documents at our Northampton branch. See map below for directions.

Free delivery

Right that’s it, your car is on its way to your front door completely FREE OF CHARGE!

Why choose us?

No other company is like Social Motors.

These days budgeting for a new car is hard enough, without having to pay for extra costs upfront that most of the time you don’t get told about. We are different from any other online car dealer you will find providing used car finance in Northampton. You will not be asked for any money upfront and there are no hidden charges waiting for you down the road. No other company in the UK offer what Social Motors do to customers buying a car with bad credit.

What you get when you buy from us…

  • Nil deposit – We will not charge you a penny upfront for your new car.
  • 12 Months M.O.T
  • 6 Months Comprehensive Warranty – Extendable up to 3 years at trade price.
  • Free delivery – We will deliver your new car wherever you want us to anywhere in the UK.

Our Lending Criteria

Do you meet our bad credit lending criteria?

To be able to apply for used car finance in Northampton from Social Motors all you need is to…

  • Be aged 18 or over
  • Hold a  full UK/EU driving licence
  • Be UK resident
  • Have a Full-time, part-time job, be self-employed

Please note: if your income is 100% benefits you must be in receipt of a high rate benefit like DLA or PIP.

Used Car Finance in Northampton

used car finance in northampton - socialmotors sign up location

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Help Centre

 Frequently Asked Questions

I’ve already been declined, can you help?

If you have a low, poor, bad credit, no credit score whatsoever or been refused for a car loan from other finance companies.. read more 

Can i trade in my old car?

Having a part exchange when buying a vehicle with Socialmotors is not a problem, as we will accept your old motor as a deposit.. read more

How to finance a car?

At Socialmotors, you can choose your new or used car finance – from over 40 thousand available in group stock.. read more

Can you help people with average credit?

Do you have a fair credit rating? If yes, there is a very good chance you will be able to be approved.. read more