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Financing a van

Financing a van with Socialmotors

Financing a van with Socialmotors

Socialmotors are able to help you obtain finance for all types of vehicles, from cars to motorhomes, vans are no exception. Apply for van finance with us, and gain access to the lowest rates of finance available for your personal circumstances.

Once approved by one of the finance companies on our panel, you will be required to submit the specifications of the van you wish to purchase.

Lenders have different criteria that need to be met when considering to provide a hire purchase agreement on any van. Your personal account manager will explain everyhting you need to know.

 

Application criteria for van finance is the same as car finance, you will still need to provide ID and proof of income (usually wage slips or bank statements)

 

If you are self-employed and require finance on a van for work purposes, then we can still help. You will again need to provide proof of your income, for self employed business owners a minimum of 3 months will be requested. If you are a sub-contractor you will need to either provide invoices or bank statements from the last 3 months, in some cases lenders may ask to see both.

 

The benefits of applying for van finance with Socialmotors

At Socialmotors, we help those with all types of credit profiles obtain finance for a new vehicle. We have an extensive panel of lenders who consider people with good or bad credit histories.

Please note: VAT will not be covered by the finance lender. Therefore you need to keep in mind you that will have to either pay this by cash or by way of a part exchange. The option of a personal is also available if you are looking to cover all the costs via a finance package. – Apply for a personal loan instead

Application process

Make an application online

Apply now or call us, one of our experienced advisors will take some basic details for our lenders to review. If approved you will be offered a credit limit for your new car.

Choose your car

Once you have your credit limit, one of our advisors will assist you in choosing your new car from our showroom – we have over 1000 vehicles available in group stock, at this stage you will be able to discuss your needs and establish the car you want.

Documents and Delivery

We will now prepare your new car for delivery and get it to you usually within 48 hours, giving you a free 12 month comprehensive warranty & 12 months MOT. Once your car arrives, if your happy you sign your finance documents.

Application Criteria

Do you meet the hire purchase car finance application criteria?

To be eligable for car finance all you need is to…

  • Be aged 18 or over
  • Hold a full UK/EU driving licence
  • Be UK resident for 3 years
  • Have a Full time, part time job, be self-employed
  • Not bankrupt

Please note: if your income is 100% benefits you must be in receipt of a high rate benefit like DLA or PIP to apply for bad credit car finance.